Bad Credit Loans Finder, the site for low credit products

Bad Credit Loans - Loans For People With Bad Credit

Please see a range of Bad Credit Loans compared below. Bad credit loans are much wider than payday loans or logbook loans because you can get both unsecured (personal) and secured loans from Bad Credit Loan providers. A Bad Credit Loan provider will scour the market on your behalf based on the information you give them and will come up with a range of loans for you.

Therefore, your options are more varied. Not only that but a Bad Credit Loan provider is ideal for people who have issues with your credit history and therefore find it difficult to get credit. Bad Credit Loans are prepared to take on higher risk borrowers.

However as with any loan type it is important to really consider whether you will be able to take on the loan — especially if the Bad Credit Loan provider offers you a secured loan. Can you handle the responsibility and the risk of losing the asset used to secure the loan? Bad Credit Loans do carry APR rates which are slightly higher than on a 'regular' loan but this is simply due to the higher risk to the lender. However, the rate will most likely be lower than on a payday loan. When choosing a Bad Credit Loan, look out for great additional features such as the ability to rebuild your credit.

Company	Representative APR	Loan Amount	Min Term	Max Term	Terms	Suitable	Secured Loans	More Info
Wentworth Direct Finance Loan	22%	£1000-£15000	12 Months	60 Months	Note you must be employed or self empoyed to be eligible. Typical 22% APR. Wentworth Direct Finance loans are not available to persons under the age of 18.	All borrowers - even with bad credit history, been refused elsewhere, been blacklisted or have CCJs.	No
	Unlike many loan companies Wentworth Direct lends to individuals that have a less than perfect credit history. Having a sympathetic lending attitude, with loans ranging from £1000 to £15000 and a quick online application, Wentworth Direct has created a no frills bad credit loans service. Representative APR: Borrow £3000 and pay £114.57 per month for 36 months. The total charge for credit is £1124.52. The total repayable is £4124.52. Address: Wentworth Direct Finance, FREEPOST SEA9712, Gravesend, Kent, DA13 0BR, UK.
The Finance Facility	19.6%	£1000 - £15000	Ask on application	Ask on application	You must be employment and aged 18 to 65 years.	All borrowers - even with bad credit history, been refused elsewhere, been blacklisted or have CCJs.	No
	Apply online today and borrow anything up to £15000 with The Finance Facility. Working with over 200 lenders The Finance Facility is sure to find a loan company that is best suited to your needs. The Finance Facility has a primary objective, which is to provide you with a service that is second to none. Total Amount of Credit: £5000; Representative APR: 19.6%; Duration of Agreement: 60 months; Total Charge of Credit: £2881.60; Total Amount Payable: £7881.60 Address: The Finance Facility, Netherley Road, Prescot, Merseyside, L35 1RG
Loan Port	53.9%	Up to £ 50000	1 Month	120 Months	You must be 18 or over and employed.	For all borrowers, including those with very bad credits and self emplyoyed.	No
	Loan Port is the largest UK loan brokerage service that takes in to account individuals with both good and bad credit histories. Working with over 276 lenders, Loan Port is sure to find a loan that is best suited to you. Once you have filled in a few basic requirements Loan Port presents you with a range of loan products. Representative APR: A £3000 loan borrowed over 36 monthly repayments would be approximately £151.20 per month with a fixed APR of 53.9%. The total amount to be repaid would be £5442.86.
The One Stop Market	53.9%	£50 - £15,000	Ask on application	Ask on application	You must be over the age of 18 years old and live in the UK	If you have bad credit	No
	The One Stop Market work for you to find the best loan option suited to your circumstances. You do not need to undergo a credit check when you apply so it does not matter if you have bad credit. Apply online for loans between £50 and £15,000. Representative APR: Total Amount of Credit: £3000; Representative APR: 53.9%; Duration of Agreement: 36 months; Total Charge of Credit: £2442.84; Total Amount Payable: £5442.84; Address: We Approve Limited, PO Box 7562, Bournemouth, BH1 9UL.
My Payday Lender	1286%	£80- £1200	1 week	1 month	You must be 18 or over, in full time employment and earning £750 per month or more.	Those with poor credit who want a quick cash loan	No
	My Payday Lender can provide you with instant cash for when you need money but your payday is a little far away. Apply online for a payday loan and you could have money in your account in as little as one hour. Borrow up to £1200 for any purpose today! Representative APR: 1286%; Total Amount of Credit: £160; Duration of Agreement: 31 days; Total Charge of Credit: £25; Total Amount Payable: £185
Cash Advance Match	6.9%	£750 - £25,000	12 Months	60 Months	Depends on loan type - fill in online form and you will be given your choices.	All borrowers - even with bad credit history, been refused elsewhere, been blacklisted or have CCJs.	Yes
	Cash Advance Match is the bad credit loan company who can keep you out of the cold this season with loans of up to £25,000. Their application process is short and simple and even if you have a bad credit rating they can still provide you with a loan. Representative Example: Representative 6.9% APR for loans between £7,000 and £15,000. For example, if you took a loan for £10,000 with a Representative APR of 6.9% fixed and an annual interest rate of 6.9% you would pay £196.56 per month with a total charge for the credit of £1,793.43 making the total amount you repay of £11,793.43
CUS4 Loans	Varies	£200 to £15,000	12 Months	60 Months	Some brokers may charge a fee of between £0 and £49	Tenants, homeowners, self employed or bad credit history borrowers all suitable	No
	Cus4Loans can help you to find a loan provider whatever your circumstances - even if you have been turned down for a loan elsewhere, been blacklisted or have credit problems. Both tenants and homeowners are welcome and can borrow £200 to £15,000 to spend on anything you like. Make a free, no obligation enquiry online today! Represetative Example: Not available.
Provident Personal Credit	272.2%	£50-£500+	23 Weeks	52 Weeks	Applicants must be at least 18 years of age and a UK resident. Repayment period 23, 31 or 50 weeks.	Those with poor credit who want a quick cash loan	No
	£50 to £500 cash loans could be delivered to your door within days. Applications are considered even if you are unemployed, have a poor credit history or have been turned down for credit before. Representative Example: Total Amount of Credit: £300; Representative APR: 272.2%; Duration of Agreement: 52 weeks; Total Charge of Credit: £246; Total Amount Payable: £546; 52 weekly payments of £10.50; Rate of interest 80.2% p.a. fixed; Address:1 Godwin Street, Bradford, BD1 2SU; NB The information underlined is variable depending on the loan amount, product & term offered.
Save Simply	Varies	£500 - £25,000	12 Months	25 years	The Partners will contact you with loan information. Please note that such information should not be used as the sole basis for your loan decision, and may not meet your particular needs.	Poor credit borrowers, retired, self employed or unemployed	Yes
	Save Simply can offer loans from £5,000 up to £25,000 with all applications accepted provided the terms and conditions are met. It does not matter if you are employed, retired, unemployed or self employed, Save Simply can find you a loan whatever your credit history or current financial circumstances. Representative Example: Not available.