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Payday Loans

Below you will see a table of Payday Loan providers. Use this to compare basic features such as the Loan Amount, the Terms and what is required from the borrower (ID or similar). Payday Loans are ideal for low credit borrowers. In other words, borrowers who suffer from a low credit score, have CCJs or arrears can apply and will likely be approved.

This is because a Payday Loan lender will not carry out credit checks? other criteria will be very simple too. For instance, the borrower may need to be at least 18 years of age and have a minimum monthly income (this will usually be low, around £300). Aside from that the borrower may need to be a UK resident? but no more is asked of him or her.

Payday Loans are great for easy access to cash. Apply via a simple process and in many cases you will receive your loan the same day via bank transfer. Online Payday Loans will usually range between £80 and £800 but in some cases the top limit will be higher.

Company	Type	Loan Amount	Repayable £100	Terms	ID Required	Representative APR	Debit Card	Bank Account	More Info
Purple Payday	Broker	£80- £1000	£125	You must be 18 or over, in full time employment and earning £750 per month or more.	Bank account details	1286%	No	Yes
	Purple Payday accepts almost 100% of applicants for payday loans. Receive instant approval on your application and receive your fast cash salary advance in your bank account in as little as one hour. Representative Example: Total Amount of Credit: £160; Representative APR: 1286%; Duration of Agreement: 31 days; Total Charge of Credit: £25; Total Amount Payable: £185
Quick Quid Payday Loan	Lender	Up to £1000	£125	The finance charge will be paid in two (2) equal payments on your next two (2) payment dates. See Website for more details.	No	1734%	No	Yes
	Apply online in five minutes from the comfort and privacy of your own home. Receive quick approval. Get cash deposited directly into your bank account today. Perfect credit is not required. The maximum loan amount for United Kingdom residents will be £750. New customers will be limited to a maximum loan amount of £300. Same day payment is available for a QuickQuid payday loan. Representative Example: Total Amount of Credit: £50; Representative APR: 1734%; Duration of Agreement: 30 days; Total Charge of Credit: £14.75; Total Amount Payable: £64.75; Address:QuickQuid, 483 Green Lanes, London, N13 4BS.
Payday Bank	Broker	£80-£750	£125	Name, current address, 2 contact phone numbers, email address, work and income details, bank account details	Generally not required	1268%	No	Yes
	Borrow any amount between £80 and £750 payable within 31 days - though it is possible to roll the loan over 2 times - ie 3 months total. A simple debit card transaction is used for repayment. A simple debit card transaction is used for repayment. All credit histories accepted. Representative Example: Total Amount of Credit: £160; Representative APR: 1286%; Duration of Agreement: 31 days; Total Charge of Credit: £25; Total Amount Payable: £185; Address:28-32 Wellington Road, London, NW8 9SP.
Payday Easy Loans	Broker	£100 - £1000	£120 - £129.5	18 years of age, employed or self employed, earning min £650 per month. Repay on your next payday.	No paperwork, nothing to fax.	1286.2%	No	Yes
	Apply for a Payday Easy Loan and get an instant decision! There is no need for faxing or posting information to them. You can borrow any amount between £80 and £1000 and your application is considered on your ability to repay your payday loan on your next payday so your credit history does not matter. Representative Example: Not available.
Wonga	Lender	Up to £400	From £105 to £129 dependant on term	Applicants for loans will only be approved if they are UK residents and over 18 years of age. Credit score and credit history will be taken into account.	None - just bank account and debit card required.	1286%	Yes	Yes
	Wonga Cash on demand are different to other Payday / Quick Loan providers - you can choose the exact length of your loan (from 1 to 30 days) - the shorter time you choose to pay back, the less interest you will pay. If the loan is approved before 3pm on a weekday, you'll get the money in your bank account within minutes. Interest is charged at 1% a day - you can choose the exact amount you want and the length of the loan. Representative Example: Amount of credit; £207 for 20 days; Total amount payable: £254.42; Interest: £41.92; Interest rate:360% pa (fixed); Representative APR: 4214%; Address: 88 Crawford Street, London, W1H 2EJ.
Lending Stream Payday Loan	Lender	£80-£1000	£130	Steady monthly income, 18 years and above, residence in the UK, bank account with direct deposit, valid debit card, take home of £750 per month.	NONE	3043.8%	Yes	Yes
	Lending Stream offers payday loans up to £400 for new customers and up to £1000 for existing customers. Application is online, quick and simple. The loan product offers you flexibility in repayment so you can pay back the loan in 30 days or take as long as 6 months (depending on the loan amount approved). You can choose to pay in installments or make an early payment (without prepayment penalties) to minimize the total interest. Representative Example: Total Amount of Credit: £200; Representative APR: 3043.8 %; Duration of Agreement: 6 months; Total Charge of Credit: £240; Total Amount Payable: £440; Lending Stream Ltd, Wisteria Cavendish House, 369 Burnt Oak Broadway, Edgware, Middlesex, HA8 5AW.
Payday Express	Lender	£50-£1000	£130	Applicants 18 years living and working in UK. Wages paid directly into a UK bank account and must have debit card.	Generally not required? Payday Express offer instant online approval.	1737.2%	Yes	Yes
	Borrow £80-£800. Payday Express offer a quick and easy online application with instant approval decisions and same day cash transfers. Apply online in minutes and get cash in your bank today! They charge £20 for every £80 borrowed and you must be at least 18 years of age to apply. Representative Example: Total Amount of Credit: £80; Representative APR: 1737.2%; Duration of Agreement: 28 days; Total Charge of Credit: £20; Total Amount Payable: £100; Address: Kent House, 41 East Street, Bromley, Kent, BR1 1QQ.
Payday Pig	Broker	£100-£1000	£125	18 And Resident In UK.	Bank Account Neccessary.	1737%%	No	Yes
	With no phone calls or paper work, a high acceptance rate and a quick and easy online application process, Payday Pig has created a lending system that allows you to get cash quick before your next payday. If you?ve found yourself in a sticky financial situation payday loans can help you out for your short term cash needs before your next payday. Representative Example: Representative APR 1737% If £100 was borrowed for a period of 31 days at a fixed rate of £25 per £100 borrowed, the total amount repaid would be £125.
Bonga Loans	Lender	Up to £100	£110	18 And Have Bank Account.	Bank Account And Debit Card.	14348%	Yes	Yes
	Bongaloans has tailored a lending process to get you anything up to a £100 in an instant. Through either applying online or utilising their extremely efficient text service Bongaloans can get money in to your account quickly and easily to help you out before your next payday. Representative Example: Amount of credit £100 for 7 days. Total amount repayable £110. Interest £4.50. Interest rate 235% p.a fixed. Transfer fee £ 5.50. Representative 14,348%APR.
Uncle Buck	Lender	Up to £1000	£130	Loan offered is subject to assessment of customers ability to repay.Debit Card on salaried bank account required. Employed. UK Residents. Min age 18 yrs.	N/A	2100.4%	Yes	Yes
	Get an answer back within minutes when applying for a payday loan with Uncle Buck and get up to £400 if you are new customers and up to a £1000 if you are an existing customer within the hour. Able to process your application and get you instant cash on Saturdays and the evenings, Uncle Buck work outside of conventional hours, helping you to squeeze your way out a tight financial corner before payday. Representative Example: Total Amount of Credit: £200; Representative APR: 2100.4%; Duration of Agreement: 31 days; Total Charge of Credit: £60; Total Amount Payable: £260 Address: Uncle Buck? Unit 451 Biggin Hill Airport, Westerham, Kent TN16 3BN.
Speedy Dosh	Lender	Up to £450	£130	You are between 18 and 65 years old in full time paid employment. You must take home a salary of more than £750 a month. You must be a UK resident, and have a UK bank account and valid debit card.	N/A	1733.5%	Yes	Yes
	Speedy Dosh has created a fast and simple lending service to help you out before your next payday. Payday loans are designed to provide short term financial assistance to those that have been caught out by unexpected expenses before their next payday. Speedy Dosh can assist you with life?s unfortunate surprises by usually getting money in to your account within hours. Representative Example: Borrow £100 for 28 days. The total charge for credit is £25. Interest is fixed at a rate of £25 per £100 loan. Transfer fee (included in total charge for credit) £5. The total repayable is £130.
Quid 24	Lender	Up to £100	£110	If you are over 18, then you will be eligible to use the Quid 24 site and services.	Sometimes they will request that you post us copies of bank statements from the last three months.	14348%	No	No
	Quid 24 specialise in text loans, enabling customers to get cash quickly and conveniently from their mobile phone. Apply online today with Quid 24 and one hundred pounds could be deposited in to your account within moments. Representative Example: Amount of credit £100 for 7 days. Total amount repayable £110. Interest £4.50. Interest rate 235% p.a fixed. Transfer fee £5.50. Representative 14,348% APR.