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Poor Rating Credit Cards

Many people find it difficult to be accepted for their desired credit — be it a credit card, personal loan or mortgage. Luckily, there are now many products on the market aimed specifically at this type of person. Here, we have compared a range of Poor Rating Credit Cards.

Poor Rating Credit Cards are credit cards which are aimed at people who have a low credit score, CCJs, arrears or other reasons which prevent them from being able to be accepted for credit. Poor Rating Credit Cards providers are willing to take on "riskier” applicants — in some cases, even people who have no credit rating (such as new UK residents) will be considered.

Use the easy-to-use table below to compare essential features such as the APR rate, the credit limit and if the card has a "rebuild credit" facility — this is ideal for people who wish to improve their credit history.

Company	Issuer	Representative APR	Credit Limit	Rebuild Credit	Chip & Pin	Cash Back	Balance Transfer	New Purchase	More Info
Aqua Credit Card		35.9%	£2,200	Yes	Yes	N/A	39.5%	39.5%
	With the Aqua Card, one of the most popular 'credit cards for bad credit' no interest will be charged on purchases if every statement balance is paid in full by the payment date. There is no annual fee with this card and you have a sensible credit limit of up to £2,200. In addition there is a friendly 24-hour customer helpline and an attractive MasterCard acceptance in 24 million places and 600,000 cash points around the world. Representative Example: Assumed borrowing of £2,200; Representative 39.9% APR (variable); Standard interest rate for purchases: 35.9% p.a. (variable); Address: First Floor, 11 Tower View, Kings Hill, West Malling, Kent, ME19 4RL.
Capital One Classic		34.9%	£2500	Yes	Yes	No	N/A	N/A
	The Capital One Classic Card is for those who have a poor credit rating or bad credit history. Receive up to £2,5000 as your credit limit, depending on your credit rating. Representative Example: Assumed borrowing of £1,200; Representative 34.9% APR (variable); Standard interest rate for purchases: 34.94% p.a. (variable) Address: Capital One, Trent House, Station Street, Nottingham, NG2 3HX
Vanquis Credit Card		39.9%	£1000	No	Yes	No	Balance transfers are subject to prior approval.	56 days interest free.
	Register through badcreditloansfinder and if you purchase a Vanquis Credit Card you will receive either Amazon Vouchers or Marks and Spencers Vouchers to the value of £10. The Vanquis Visa has helped over 800,000 people build their credit! This card is designed for people with no credit history in the UK or who have previously had bad debt or have bad credit rating. There is no annual fee to pay and free fraud monitoring on your account. Representative Example: Assumed borrowing of £1,000; Representative 39.9% APR (variable); Standard interest rate for purchases: 39.94% p.a. (variable); Address: Colonnade, Sunbridge Road, Bradford, West Yorkshire.